Prop 19 and Your Inherited Placer County Home: Keep or Sell?

Do You Have to Move Into Your Parents' Home to Keep Their Property Tax Base? Yes. Since Proposition 19 took effect on February 16, 2021, California only lets you keep your parents' low property tax base on an inherited home if at least one child moves in and makes it their primary residence — and fi

How to Buy Before You Sell a Home in Roseville, CA

Can you buy a new home before selling your current one in Roseville? Yes — and in Roseville's market, it's often the smarter move. You have three main ways to bridge the gap: a bridge loan, a HELOC on your current home, or a modern "buy before you sell" program that lets you make a non-contingent of

Can You Buy a Home With an Assumable Mortgage in Roseville?

Can you take over a seller's mortgage when buying a home in Roseville, CA? Yes — if the seller has an FHA, VA, or USDA loan, a qualified buyer can assume it and keep the seller's original interest rate, which right now often means a rate in the 2.25%–3.5% range instead of today's mid-6% market. Conv

Selling a House During Divorce in California: Who Gets the Proceeds?

What Happens to the House When You Sell During a California Divorce? California is a community property state, so equity built during the marriage is typically split 50/50 between spouses when the house sells. Before you can list it, though, both spouses generally have to agree — or get a judge's or