Prop 19 and Your Inherited Placer County Home: Keep or Sell?

Do You Have to Move Into Your Parents' Home to Keep Their Property Tax Base? Yes. Since Proposition 19 took effect on February 16, 2021, California only lets you keep your parents' low property tax base on an inherited home if at least one child moves in and makes it their primary residence — and fi

Rent-Back Agreements in Roseville, CA: How Seller-in-Possession Works

What is a rent-back agreement, and how does it work in California? A rent-back agreement lets a seller stay in the home after the sale closes — legally handing you the keys and the title while they remain in possession for a set number of days. In California, short stays of 29 days or fewer usually

How to Use Gift Funds for a Down Payment in Roseville, CA

Can you use gift money for a down payment in California? Yes. In California, you can use gift money from family for all or part of your down payment on a primary residence. On conventional and FHA loans, the entire down payment can come from a gift — but the money has to be documented with a gift le

How to Buy Before You Sell a Home in Roseville, CA

Can you buy a new home before selling your current one in Roseville? Yes — and in Roseville's market, it's often the smarter move. You have three main ways to bridge the gap: a bridge loan, a HELOC on your current home, or a modern "buy before you sell" program that lets you make a non-contingent of